Responsibilities: 

• Manage all day-to-day bookkeeping and financial records for the micro-lending business.
• Perform daily, weekly, and monthly bank reconciliations across multiple accounts.
• Calculate loan fees, interest charges, service fees, and initiation fees in line with company policy and applicable legislation.
• Maintain accurate debtor and creditor ledgers, including arrears tracking and provisioning.
• Prepare monthly management accounts and financial reports for leadership review.
• Assist with VAT submissions, payroll processing, and regulatory reporting requirements.
• Liaise with auditors and assist in year-end financial close processes.

• Minimum 3 years’ bookkeeping experience within a micro-lending or short-term credit provider is a must.
• Matric and relevant bookkeeping/accounting qualification (ICB or similar).
• Strong understanding of loan product structures, fee schedules, and repayment cycles.